Qualities that must be displayed

Allowance:
Do not forget to give yourself an allowance for things you enjoy.
Even if on a tight budget, buy something that you enjoy, which
could be as simple as buying a new shirt or grabbing lunch at your
favorite café.
If you do not allow yourself this small “splurge”, you could find
yourself in the same position as if dieting. Total deprivation leads
to overindulgence.
The whole idea of this book is to show you how to save money
while at the same time living a normal life.
What’s the point of scrimping and saving to only live a miserable
live. You can still spend money and be generous to others and
perhaps even more so by being smarted with money in other
areas of your life.

Be Realistic:
When it comes to saving money, make sure the goals you set for
yourself are realistic. If you earn $50,000 a year, saving $20,000
would be nice but it is very unrealistic. Make your goals
attainable or you will never save

Flexibility:
Once you have set your goal for saving, realize that things can
and will change. The secret is learning ways to be flexible. If you
normally save $150 a month, when something unexpected
happens, you may only be able to save $50 that month. This is
fine as long as you focus on getting back on track.

Patience:
Be patient when it comes to saving. This means that you need to
accept that it will take time to save and good planning. Be patient
and remember that just because you want something, do not rush
to buy just to satisfy your urge. Instead, wait for sales in order to
get the best price, which in turn will save you money.

Break old Habits:
Take time to learn the various things that “trigger” your spending.
When you are depressed, lonely, sad, anxious, excited, whatever
it may be, do you spend more?
Once you can identify these triggers then you can learn how to
control them. As an example, if you were just laid off from your
job, although money is tight, you may have an overwhelming
“need” to spend money.
Perhaps you notice that when you are bored, you head for the
shops. Knowing what affects you will help you to discipline
yourself to find other ways of comfort.