planning for money saving

Written Plan:
When a person goes into business, they create a Business Plan,
which becomes the blueprint of their business. The same should
apply if you are trying to save money. Create a master plan that
the entire family can get involved with and learn their role. When
you start to spend too much, go back and look at your plan to see
where you are messing up and how you can fix it.

Incentives – Reward Plan:
To help you and your family spend more wisely, set up a system
where rewards are given when the rules set forth are followed.
For example, if a family decision was made to start making lunch
and brown bagging it to work and school instead of paying each
day, the incentive might be that if this is followed strictly for one
month, the entire family can spend a Saturday at the Zoo or
favorite theme park.

What Matters to You?
Make a list of the 10 most important things in your life. Next to
each item, rank them in order of importance using numbers 1
through 10.
The purpose of this exercise is to help you see the things you
consider the most and least important and to provide you with a
visual of why you need to save.
Some examples of things that a person might put on their list
include new home, car, special trip, artwork, starting a business,
or pay off debts.
Sometimes it pays to itemize how you are going to get those
items. For example if you go for the new home first you could use
the equity from the home to purchase a car.
However if you went for the car first you would more then likely
struggle to get the home.
See what I mean?
Sit down and itemize what you want and then draw up a plan for
how you can achieve those results.