Friday, December 5, 2008

Thats for all.




First you must have amoney to begin to save it.
to earn alotof money visit http://pages.ebay.com/travel/index.html?ssPageName=MOPS5:HTR01
.
There are more links to find how to be rich in day http://pages.ebay.com/realestate/index.html
But will you loss all what you gain.
It is agreat probles for us.
I will help you to save your money.

Tuesday, December 2, 2008

How Much Money Do You Have In Your Savings Right Now?


Do you have money saved for an emergency? If you lost your job tomorrow, do you have enough money saved to survive until you found another one? Are you living paycheck to paycheck and struggling to make ends meet? Are your bills past due because you just don't seem to have enough money to cover everything?
Are you worried about losing your home to foreclosure or losing your car?
Well, You're Not Alone.

There are thousands of people in your same situation. Everyday I hear about more and more people filing for bankruptcy, losing their homes or losing their jobs. In today's economy, it's hard to keep up on your bills, let alone save any money. Jobs are hard to find and money is tight.
I was once in your same situation. I had bills mounting up that I couldn't pay. I had to choose between getting my car fixed and buying groceries. I had bill collectors calling me from early morning until late at night. I didn't have a dime to my name and I was living paycheck to paycheck. Every day was a struggle. I had to keep a smile on my face in front of my co-workers and friends, even though I felt like crying. I worried about how I was going to pay my rent and I was embarrassed to borrow money from my family in order to make it through. I thought to myself, "There has to be an easier way". I could not keep living this way. I had to find a way to get back on my feet again.
I started searching for information on how to get out of debt. I began reading books and articles and talking with people about saving money and eliminating debt. The more I learned, the better I felt about my future.
I started applying the information that I had learned. Some ideas worked for me and others didn't. I picked the best ideas and put them to work. I began to see my expenses dropping. I was getting caught up on my bills and I was able to start saving money. Today, other than my house payment, I am now debt free and I have money in the bank. I now help others get out of debt

I just want to help you to stop your money leak so:



Ways To Stop The Money Leak:

Introduction:
People are always trying to save money, especially with today’s
economy. No matter what your reason for saving, through this ebook,
you will discover ways never considered.
The price of everything has gone up, requiring people to be more
conscientious about money. The problem is that by the time the
mortgage, car, utilities, and credit cards are paid, there is little money
to put aside. Saving money is not that hard, just a matter of learning
all the different options and being creative.
In addition to the obvious of putting money into a retirement fund or
savings account, there are hundreds of ways to save money. Although
some ways of saving may not seem like much, once you add them up
at the end of the year, you will see how substantial the savings really
are.
Keep in mind that saving is more than a single lump sum of money put
aside. Saving is something found in your everyday life by the way you
live and the choices you make.
Rome was not built in a day and neither will your bank account be.
Each penny saved is one more penny than before. If you have the
ability to save big, that is great. However, most people are not in that
position, which is why this e-book will show you how little savings can
add up quickly.
Be encouraged that it is never too late to start saving, regardless of
your age. Set your mind that now is the time to start building your
future.
Imagine you have a huge water pot. Each morning you fill that water
pot to the brim with lovely refreshing clean water HOWEVER you don't
realize that the water pot has numerous leaks in it.
What happens?
Of course... During the day that water pot slowly runs empty because
of all of the leaks. You come home from work dying of thirst and you
go to your precious water pot and it's dry.
Sadly this is what we do with our money too... Unless we find ways to
save it our financial life resembles very much that of the water pot.
Unless we plug the leaks there will come a day when we need to buy
something but the money pot will be dry.
It all starts with plugging the biggest leaks first...
Plug just one big leak and that will keep the water and money pot
fuller for longer. Manage to plug a few other leaks and your money pot
will not be empty when you need it most.

Holiday Gift Giving

This tip is especially helpful for large families. Although it is fun
buying for and receiving from everyone, it can be very expensive.
Make an agreement with your family that you will continue to buy
for the children but that the adults will go with a name exchange.
This way the children are not disappointed and you can spend a
little more on one or two people rather than spreading your
money thin. For the members that you did not pick to exchange
with, bake a loaf of their favorite homemade bread or cookies.
Here’s another way to give gifts to everyone for less then
$1.00 each…
Do you own a computer?
If so the chances are you will have all the equipment you need to
implement the following money saving gift strategy.
You will need to already own a computer, scanner or digital
camera and CD burner.
The idea is to take photos… either with your digital camera or scan
in photo’s from your existing album of your family.
Create a slide show and burn both the individual photos and slide
show onto the CD. This will cost you less then $1.00 for each CD
and your family members will love it.
By having the individual photos on the CD your family members
can print out there own images afterwards.
This is especially great if you have photos of major family events
throughout the year such as reunions, gatherings and birthdays.
You could also create calendars and even video shows with the
same content and burn them on the CD as well.

Clearance

Always head straight for the clearance rack where you can find
amazing bargains. Sometimes you may have to dig a little to find
the right item but the savings will be well-worth your time. Most
clearance racks offer variety, current trends, and great value. For
example, Bed, Bath & Beyond has a clearance section where you
can find all kinds of wonderful household items for a fraction of
the original cost.
Another great way to save money is to shop on the Internet.
There are big savings to be had from online auctions especially
eBay
Be careful to take into account the cost of shipping before buying
a product this way.
Other huge savings can be made from online stores because in
most cases you are purchasing direct from the wholesaler. Here is
a list of just a few items you can save money on…
Top Selling Footwear
Hobbys and Toys
Contact Lenses
Accomodation
Telecommunications
Baby and Nursery Items
Dental Coverage with Huge Savings!
Oriental and Persian Area Rugs
Treadmills
Womens Clothing

Thrift / Surplus Stores

Unfortunately, thrift and surplus stores have been given a bad
rap. Many of these stores are filled with hundreds of top quality
items.
Name brand merchandise is easy to find but just like clearance
racks, it takes some time to find. Find a thrift or surplus store
close to where you live and then plan spending some time to find
those outstanding bargains.
One woman in Kansas City, Missouri located such a store about
20 minutes from her home. After shopping through every isle
over the period of two hours, she walked out of the store with
eight huge garbage bags filled to the brim with designer clothes
for her and her children, many with the original tags still attached.
She even found a couple of Liz Claiborne suits for herself at $5.99
each and a Dooney & Burke purse normally valued at $225 for
$19.95. Her children had an entire season of school clothes and
best of all, she paid less than $200.
Do you know you can make money from
this as well?
I know one family who find brand name
clothes at these stores and then sell them on
eBay. It’s amazing… they are consistently
making about $300 profit every week
working part-time at this.
It certainly helps pay the bills.

Wrapping Paper and Bows

Create your own wrapping paper, which is not only unique, but
also fun. Use plain brown grocery bags and craft-like paints to
make your design.
After wrapping the gift, let your creative juices flow. For example,
using black and yellow craft paint, create a miniature road. Then
dipping toy truck tires into red paint roll them along the paper
making tire tracks.
You can then draw free hand a stop sign, yield sign, or stop light.
Next, using a hot glue gun, glue a couple of the miniature trucks
to the paper. This is perfect for a young boy. He will be just as
thrilled with the wrapping as the actual gift.
For a girl, you can simply create miniature bows from existing
fabric or lace and glue them on brown paper then free hand draw
colorful flowers. Just use your creativity and look around for
items you already have on hand to use.